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Masama Bang Magpautang?

kapag nangungutang napakabait pero kapag singilan na sila pa ang galit

Madalas ka bang magpahiram ng pera?
Baka kaya feeling tuloy ng iba, loaded ka?

Aminin natin, ang babait nila tuwing mangungutang.
Pero kabaliktaran kapag oras nang maningil.

Most of the time, maraming nadadala at hindi na nagpapautang ulit dahil nakaka-stress maningil.

Ubos na ang buhok mo at pudpud na ang ngipin mo, ‘di pa rin nakakabayad ang pinautang mo.

“Chinkee, masama bang magpautang?”

Kung masama o mabuti ang pagpapautang ay depende na lamang sa taong nagpapahiram. May iba na ayaw magpautang at nagbibigay na lamang. May iba rin naman na suki at laging inuutangan.

PARA SA MGA MAGPAPAUTANG???

May risk ang gagawin mo. Ihanda ang sarili sa possibility na baka hindi ka mabayaran. Kung hindi mo tanggap ang risk, baka ma-disappoint ka lang sa huli.
Pag-aralan at pag-isipan ng mabuti bago magpautang.
Huwag magpapadala sa emotions at huwag padalos-dalos sa pag-decide.
Huwag rin bumigay sa pressure, hirit, o sulsol. Take your time sa pag-iisip.

PARA SA MGA MANGUNGUTANG???

Kung ayaw mong gawin sa iyo, huwag mong gawin sa iba. Honor your word. Sumunod at tumupad sa mapapagkasunduan.
Paraan ito para hindi masira ang relasyon sa hihiraman.
Magbayad ng tama at sa takdang oras.
Huwag magtago sa hiniraman at lalong, huwag patay-mali. Maging magpakumbaba at huwag maging arogante kapag sinisingil na.

Hindi masamang magpautang kung???

  • Hindi masisira ang relationship nyo ng pinautang mo.
  • Meron kang extra at hindi masisira ang budget mo.
  • Hindi mamimihasa ang pinautang mo.
  • Maluwag ito sa kalooban mo.
  • Alam ito ng asawa mo at napagkasunduan ninyo ito.
  • Maganda ang motibo mo.
  • Ilalagay ito sa kasulatan. Dapat malinaw kung kailan sila magbabayad at ilagay ang pinagkasunduan na interest kung meron man.

It???s a sad reality that many relationships have been damaged and broken because of money. We don???t want this to happen because it???s simply not worth it.

THINK. REFLECT. APPLY.

Ugali mo bang magpautang?
Ano ang nagiging basehan mo sa pagpapautang?
Meron ka bang bad experience sa pagpapautang?

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