Minimum wage na salary, tapos daily rate pa.
Isabay pa ang nagsisitaasang mga bilihin,
pamasahe, krudo, electric bills, renta ng apartment, atbp.
Ilang beses na rin bang ipinangako sa sarili na…
“This time, mag-iipon na talaga ako! Seryoso na to!”
Pero ang malaking challenge…
Paano tayo makakapag-ipon kung enough lang
ang sweldo natin sa pang-araw-araw na gastusin?
Here are some practical tips ng pagsisikap, mga KaChink!
Sana ay makatulong din sa inyo ang mga ito gaya ng nagawa nito sa akin.
MAGHANAP NG PART-TIME JOB NA LAWAY ANG PUHUNAN work
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Kung ating iisipin, the reason why we are looking for a part-time job
ay para may extra income na wala tayong nailalabas na halaga.
May mga alam kasi ako na kikita talaga tayo ng extra but provided na mag-iinvest tayo ng pera.
Kung alanganin tayo sa mga ganitong paraan ng part-time job,
why not invest kung saan purely laway
ang pwedeng maging puhunan?
Example:
- Referrals to real estate brokers.
Kadalasan dito may percentage tayo
na makukuha kung yung nai-refer natin
ay nakabili ng bahay at lupa.
Laway lang ang naging puhunan!
BE A HOME-BASED FREELANCER work
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May existing laptop ba tayo?
Matindi at magandang internet connection?
Luma pero magandang quality ng camera?
Writing, video and photo editing skills?
Has good talent in teaching and passionate towards kids?
Baka pwede tayong magsimula ng sariling online business.
Yung akala nating naka-tengga na mga gadgets,
pwede pa lang pagkakitaan through visual arts
like photography, videography, making invitations and a lot more!
Ang kailangan lang talaga ay ang ating skills and existing equipment.
Kung dati ay akala natin pang gaming
and PowerPoint presentation lang ang mga ito,
ngayon pwedeng pwede talagang pang-business!
HUWAG SUMUKONG MAGSUMIKAP PARA UMUNLAD work
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Gaano man karami o kaganda ang mga pinapasukan
o balak pasukan na part-time job o raket,
kung hindi naman natin kayang magsumikap,
magtyaga at maging faithful sa ating ginagawa,
mahihirapan pa rin tayong maka-settle at mag-move forward.
Kung pangarap nating makapag-ipon ng mas malaki ngayon,|
dapat ay hindi rin tayo basta-basta sumusuko
sa ating mga trabaho full-time man o freelance.
Dahil ang taong nagsusumikap ay paniguradong uunlad.
“Kung hindi tayo makapag-ipon dahil maliit lang ang ating sweldo,
dapat ay mas lalo pa tayong magsikap para mas umunlad pa tayo.”
-Chinkee Tan. Filipino Motivational Speaker.
THINK. REFLECT. APPLY.
- Feeling mo ba ay hindi rin sapat ang kinikita mo ngayon?
- Anong mga paraan ng pag-iipon ang ginagawa mo?
- Nag-try ka na bang maghanap ng raket for extra income?
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Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.