Ang goal ng karamihan ng tao sa buhay is to live life without regrets, yet that’s not always easy, particularly when it comes to planning for retirement. A lot of these retirees share that common regret, at ito ay ang hindi pag ipon ng sapat na pera for retirement.
RETIRING TOO EARLY
Kadalasan na goal ng mga magulang ay mapatapos ng pag-aaral ang kanilang mga anak. Once naka-graduate na ang huling anak na pinapaaral nila, they retire. But that’s a misconception. By retiring too early, you’re not allowing yourself to earn any more money. Hindi porke tapos na ang responsibility mo bilang magulang ay dapat tumigil ka na rin sa pag-hanapbuhay. Kailangan mo pa rin mag-ipon para sa sarili mo dahil ayaw mong maging pabigat sa iyong mga anak in the future.
NEGLECT ON HEALTH AND FAMILY
May iba naman na sa sobrang kagustuhan na mag-retire ng maaga, ay napababayaan nila ang kanilang kalusugan at pamilya dahil halos nilubog na ang sarili sa trabaho. Kailangan pa rin natin i-enjoy ang buhay at alagaan ang ating sarili. Tandaan, Nasa huli ang pagsisisi, huwag mong hayaan umabot sa punto na lahat ng pinaghirapan mong pera ay mapunta lang sa iyong medication.
NOT HAVING A PLAN FOR YOUR FREE TIME
Once nag-retire ka, final na iyon, you can never come back to working again. Many people still think of retirement as if it’s a very long vacation kung saan free ka to do kahit ano. However, pagkatapos mong magawa ang mga iyon, unti-unti mong mararamdaman ang unfulfillment. Kailangan mo pa rin ng reason para bumangon kada araw na may sinusundan kang goal.
Napakahalagang pag-planuhan talaga ang retirement dahil who knows kung ilang taon pa ang natitira sa iyong buhay. At para maging fulfilling ang iyong remaining years, maganda na meron kang naitabing pera in order to do that.
“Nasa huli ang pagsisisi. Huwag mong hayaan umabot sa punto na lahat ng pinaghirapan mong pera ay mapunta lang sa iyong medication.”
– Chinkee Tan, Filipino Motivational Speaker
THINK. REFLECT. APPLY.
- May plano ka na ba after retirement?
- At what age mong balak mag retire?
- Ano ang mga balak mong gawin after retirement?
Watch this video to learn more:
8 Biggest Regrets of Retirees
Click here: https://youtu.be/GzYlps31CA8
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Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.