PALUWAGAN is very common saving money challenge
especially sa mga opisina.
I’m sure you have heard of this.
It has also been one of the best ways to save money.
Pero sa mga hindi nakakaalam
Ano nga ba ito?
Ito yung paraan na kung saan
sumasali tayo sa isang grupo
na siyang humahawak ng ating pera.
Sa pamamagitan ng cycle
may unang makakakuha ng specific amount.
Next round, iba naman
hanggang sa matapat na sa atin.
It’s as simple as that.
Pero ano pa yung
mga kailangan nating malaman:
THIS IS AN EXTERNAL DISCIPLINE
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Internal discipline ay yung ability natin to save
ON OUR OWN.
Kung hirap tayo, dito ngayon pumapasok ang
EXTERNAL DISCIPLINE or
allowing OTHER people
to help us save on a scheduled basis.
Para when the right time comes
may makukuha tayo.
CHOOSE YOUR GROUP WISELY
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Hindi porket inalok, sasali.
Hindi dahil kaibigan, go na.
Tantyahin muna at pakiramdaman
kung sila ba yung tamang tao
na maghahawak ng ating pera.
Ito bang taong ’to ay magaling sa pera?
Mapagkakatiwalaan ba siya?
Maganda ba ang feedback ng current members?
SPEND IT WISELY
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Ngayong nakapili na at nakasali na,
next step, RECEIVE the money.
Ang saya nakaipon din tayo with their help.
Anong balak natin ngayon dito?
Bili ng gadgets?
Shopping?
Know how to save money for a house?
or how to save money for a car?
Okay lang kung ito talaga ang pinaglaanan.
Pero isipin din kung ito nga ba dapat ang unahin.
Baka pwedeng:
Magbayad muna ng utang para matapos na.
Invest sa banko para lumago pa ito
o gamitin for business para kumita pa.
Begin to start developing a saving habit
and become an certified Iponaryo.
Become an Iponaryo this year and sign-up for Ipon Pa More event here,
https://chinkeetan.com/ipon-pa-more
“Sumali para makaipon hindi para lalong mabaon.”
-Chinkee Tan, Filipino Motivational Speaker
THINK. REFLECT. APPLY.
- Nakasali ka na ba sa isang paluwagan?
- Are you planning to join in the future?
- Saan mo gagamitin ang maiipon?
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WATCH THE YOUTUBE VERSION OF THIS BLOG:
“How the Paluwagan System Works”
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Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.