SM’s owner, Henry Sy.
Robinson’s owner, John Gokongwei.
Pal’s owner, Lucio Tan.
What do they have in common aside being wealthy?
Lahat sila ay Filipino-Chinese.
Maraming nagsasabi na yumaman ang mga Tsinoy
dahil marami silang pamahiiin.
Tulad ng….
Pagtanim daw ng pera sa lupa o sa ilalim ng bahay
o ang negosyo ang mag-aakyat ng kayamanan.
Hindi dapat maglabas at magbayad tuwing Lunes.
Huwag iwanan ang wallet na walang laman,
dahil ito ay sign na ikaw ay maghihirap.
Maglagay ng good luck charm, tulad ng pera, palaka o
pusa ng gumagalaw para umakit daw ng pera.
Marami pa yan.
Maari wala naman magpapatunay na ito ay proven at effective,
pero marami na rin mga Pinoy ang gumagawa at
sumusunod sa pamahiin at kanilang tradisyon.
Bakit? Dahil gusto rin nilang maging
katulad nila na guminhawa ang buhay.
Pero para sa akin, ang pinaka epektibo at maganda,
ay dapat na lang natin sundan yung mga PROVEN and PRACTICAL
application sa paghahawak ng pera ng mga TSINOY.
Handa ka na bang alamin? Kung handa na, basa.
LESSON 1: SAVE MONEY AT ALL COST.
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Ipon now, bili later.
Ito ang priority at hindi ang paggastos.
Dapat may nakikitang pera
sa bank account.
LESSON 2: PAY FOR PURCHASES IN CASH.
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Huwag mangutang!
“Kung wala kita, hindi utang!”
Lugi ka agad dahil magbabayad ka
ng interest.
Nangungutang lang sila kung maykita.
LESSON 3: BE THRIFTY. IT IS AN IMPORTANT VIRTUE.
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Matutong maging wais sa paghawak ng pera.
Matutong mag mag badyet.
Ito isa sa pinaka epektibong pamana sa mga anak.
LESSON 4: ALWAYS LOOK FOR A BARGAIN.
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Huwag mahiyang tumawad!
Pudpod na ang sapatos sa kakalakad, hanap pa more.
Parati silang nag hahanap ng pinaka-bargain.
Ika nga, sinusulit kada sentimo.
LESSON 5: THERE IS NO SUBSTITUTE FOR HARD WORK.
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Work now, vacation later.
Hindi vacation now, work to pay later.
Maari mong sabihiin,
“Grabe naman sila, para na lang sila hindi nag-eenjoy ng buhay.
Panay, tiis, tiyaga, pahirap sa buhay.
Nasaan na yung ginhawa at pahinga?”
Yung nga ang point!
Sacrifice now, enjoy later.
Rather than, enjoy now, suffer later.
Ganoon ang kanilang paniniwala at kultura.
Ikaw, ano ang gusto mong piliin?
THINK. REFLECT. APPLY.
- Ikaw, ano ang pananaw mo pag dating sa pera?
- Ipon now, gastos later or gastos now pulubi later?
- Ano ang pwede natin baguhin para maging katulad din natin sila?
Are you having a hard time saving money? Do you want to know the best ways to save money and how to save money fast? Are you willing to take money saving challenges so that you can manage your finances?
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Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.