Ever experienced these things
from the day na natanggap n’yo ang sweldo?
Una:
Ang saya nakawithdraw na!
Hindi maisara ang pitaka sa kapal ng bills.
Pangalawa:
Nagkaayaan sa buffet restaurant, okay lang
makapal pa din ang wallet, dahil nga lang sa
sukling barya at resibo.
Pangatlo:
Aba dahil may barya barya pang natira,
yung sale sa department store,
hindi pinalagpas
Pang-apat:
Takang-taka bakit biglang diet ang wallet.
Pinipilit humugot, pero simot na talaga.
“Di ako gutom” na lang ang nasasagot sa friends.
Pero ang totoo, wala na talagang panggastos.
Pagdating ng sweldo:
MEMO TO ALL EMPLOYEES.
“Our salary will be delayed”
Sino ba namang hindi mapapaluhod at mapapaiyak
kung ganitong balita ang sasalubong diba?
Parang sinakluban ng langit at lupa
hindi malaman kung may pag-asa pa bang
mag-resurrect ang namatay na budget.
Huwag na sana tayo umabot sa ganito.
Anong dapat gawin?
SAY ‘NO’ TO TEMPTATIONS!
(Photo from this Link)
Hindi lang naman bisyo ang tinutukoy ko dito,
kundi pati ang mga iba’t ibang klase ng luho.
LUHO = excess wants
Kung feeling natin ay mahuhulog na tayo
sa trap ng excess wants, preach ‘NO!’ to self.
Labanan mo KaChink!
PILITING UMIWAS
(Photo from this Link)
Kung hindi mapigilang mapagastos, umiwas!
Maglakad papalayo sa department stores at shopping bazaars,
lalo na kung wala naman tayong pera para doon.
O mas maganda pa
kung huwag na tayong dumaan
kung wala din naman tayong pakay.
Yang mga “Mag-wiwindow shopping lang ako”
Delikado yang dahilan na yan.
Huwag na lang natin ituloy.
HAVE A DISCIPLINED BUDGET
Yung tipong naka-separate ang pera
sa sariling wallet for:
- Food
- Pamasahe
Para tayo rin ay ma-remind na kapag wala sa budget
ibig sabihin, wala tayong extra para sa gusto.
“Ang mga taong laging inuuna ang LUHO, panigurado, sila ay LULUHA sa dulo.”
-Chinkee Tan, Filipino Motivational Speaker Philippines
THINK. REFLECT. APPLY.
- Ano ang priority mo sa paggastos?
- Naranasan mo na rin bang maubusan?
- Anong ginawa mong solusyon pagkatapos?
=====================================================
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UPCOMING SEMINAR
“Happy Wife, Happy Life”
Registration: P950 per couple
Early Bird Rate: P750 per couple
March 10, 2018/ Victory Greenhills San Juan
A Seminar Featuring Chinkee and Nove-Ann Tan and Julius and Tintin Babao
“To Build Stronger Marriages One Couple At A Time.”
Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.