And last but not the least (for sure!)
Tip #5 in 5 Mistakes na dapat iwasan
para hindi maging pulubi is…
Ten-te-nenen-tenen!
“IWASAN ANG PANAY GASTOS.”
Yes, that’s right!
Sa previous tips na naibahagi ko,
ito na siguro ang ‘pinaka’…
Ang pinaka-bottomline sa lahat. Bakit?
Balikan natin.
Bakit nga ba tayo madalas nauubusan ng pera?
Simple lang.
Dahil mas madalas ang ating gastos
kaysa sa pag-iipon. Paano?
Napapagastos halimbawa sa:
- Madalas na pagkain sa fast food joints
- Pagbili ng damit at sapatos kahit meron pa naman
- Pag-travel sa kung saan-saan kahit ‘ala namang extrang naitabi
Na minsan hindi natin namamalayan ay sobra na
o yung out of the coverage of our budget.
Kaya ang ending, nilalangaw na wallet at bulsa.
Sabi nga nila, prevention is better than cure.
Naniniwala ako na this also applies to our finances.
Dapat ngayon pa lang, magpursigi na!
MAGING DETERMINADO TO SAY ‘NO!’
(Photo from this Link)
Ang ibig ko lamang sabihin ay kung sobra na.
Hindi pa bumababa yung kinain,
kakain ulit nang walang preno?
Halos maubos na ang allowance sa online gaming
hala sige! Extend pa more ang hours.
Be firm to say, ‘NO!!!’
Kapatid, it’s really okay to say NO.
Don’t be pressured by peers.
CONSIDER YOUR NEEDS FIRST
(Photo from this Link)
Minsan, kaya tayo madalas napapagastos
dahil mas lamang pa ang pag-consider natin
sa luxuries over necessities.
“Minsan lang naman eh”
Later we knew, mas priority na natin
ang damit kaysa sa pagkain.
Yung di bale nang walang makain
basta may magandang damit.
IWASAN ANG PANAY GASTOS
(Photo from this Link)
‘Wag magpaka-feeling rich!
Kung hindi afford o kulang pa ang ipon, again, say ‘NO!’.
Kung wala nang mahuhugot sa wallet at bulsa,
‘wag nang mag-attempt na humugot pa.
Palitan na ang mindset from gastos to ipon.
Ihiwalay na ang pera na iipunin at
maglaan ng tamang halaga ng budget for the week.
“IWASAN ANG PANAY GASTOS.”
-Chinkee Tan, Filipino Motivational Speaker
THINK. REFLECT. APPLY.
- Ano ba ang mga pinagkakagastusan mo lately?
- Are these expenses worth your hard earned money?
- #1: Iwasan ang Walang Ipon (http://bit.ly/2oK3Dww)
- #2: Iwasan ang Malalakas Kumain (http://bit.ly/2oRdFvZ)
- #3: Iwasan Umasa sa Swerte o sa Iba (http://bit.ly/2Iau3jV)
- #4: Iwasan na ang Mangutang (http://bit.ly/2trQXQt)
=====================================================
CHINKEE TAN UPDATE:
BOOKS
IPON DIARY: Maging Iponaryo Para Umasenso (NEW BOOK)
Per piece: P150+100 shipping fee
Click here: http://bit.ly/2F8mwmR
Barangay Iponaryo Bundles
10 “My Ipon Diary” 50% off P750
20 “My Ipon Diary” 50% off P1,500
40 “My Ipon Diary” 50% off P3,000
Click here: chinkeetan.com/ipon
DIARY OF A PULUBI
Per piece: P150+100 shipping fee
Click here: http://bit.ly/2oulQ1w
Pulubi Bundles
10 “Diary of a Pulubi” 50% off + 2 FREE P750
20 “Diary of a Pulubi” 50% off + 5 FREE P1,500
40 “Diary of a Pulubi” 50% off + 15 FREE P3,000
Click here: http://bit.ly/2F3GwHa
=====================================================
NEW VIDEO ON YOUTUBE
“PUT UP A BUSINESS OR WORK ABROAD”
Click here to watch➡➡➡http://bit.ly/2p0sMDS
=====================================================
MONEYKIT
1 Moneykit + 8 Books FREE
P3,499 FREE SHIPPING NATIONWIDE!
Click here to order online➡➡ ➡ http://bit.ly/2BIdJUJ
Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.