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Are you often late in going to school? How about reporting for work? Are you also late in submitting your assignments or deadlines in the office?
Do you have the habit of being delayed or being late in most of the things you do? If you are, you???re not alone.

I had an opportunity to transact a major deal with a foreign brand. This will make a major breakthrough for my business if I close the business deal. The deal can literary change my financial life for the better. I can say this was the opportunity of a lifetime.

We set the time and date but due to the unpredictable traffic in Metro Manila I arrived 15 minutes late. The foreign partner was patient to wait but after shaking his hand, he stood up and told me that he was going to leave. Here was the conversation.

Chinkee: ???Sir, may I ask why are you leaving? We have not yet discussed our terms.???

Foreign Partner: ???You???re late!???

Chinkee: ???Sir, I am sorry, I got caught at the traffic.???

Foreign Partner: ???Is traffic a normal or a rare occurrence in your country????

Chinkee: ???Normal.???

Foreign Partner: ???Mr. Tan, please explain to me, how can I trust you with my business if I cannot trust you with my time.???

Wooohhhhh!!!! I had no words to speak. My jaw dropped on the table. As I watched my golden ticket of opportunity walked out the meeting room. I don???t have even the guts to ask for a second chance. I was really embarrassed and at the same time, feeling full of regret because I just blew one of the biggest opportunity in my life. It was a costly lesson for me pay.

Come to think of it, it is not only the issue of being late but it is breaking the trust. You may take time lightly but some people, especially the professionals treat time as a test of a person???s character. How trustworthy is this person? Will he fulfill whatever he promised or commit? Or will he break it?

It is so hard to rebuild trust once it is broken.

I can still remember my high school principal, she always closed her speech with this line, ???If money is lost, nothing is lost. If health is lost, something is lost but when time is lost, everything is lost.???

From then on, I learned to be always early in all my meetings and speaking engagements. I have been practicing this habit for years and now I truly gained and earned dividends from it. The reason why HR heads, companies, and organizations love to invite me as their resource speaker is because of my professionalism and punctuality.

We should know how to value our time. Time is one resource that we cannot renew or bring back.

Let us not allow time to pass by us. We got to maximize time and make the most out of it.


What is your habit when it comes to time? Are you often early or late? How did it benefit or cost you? Do you think you should also improve your punctuality?


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Smart Money Habits vs. Poor Money Habits

Hi there, Mr. Chink Positive here.

I have recently released a book entitled Raising Up Moneywise Kids. If you haven’t checked it out yet, you can do so here.

Now, feel free to download my free guide on how to know smart money habits from poor money habits, which I believe can help you not just in raising moneywise kids, but also in your own financial disciplines and personal financial life. After all, your financial habits determine your financial life.
I want to read it!


What if there was a book that gave you the opportunity to earn a million pesos? Will you grab the chance or will you let it pass you by?
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Highly regarded businessman-turned-wealth-coach, Chinkee Tan, has more than a decade’s worth of business experience under his belt. Chinkee Tan has helped fifty Filipinos earn their first million and YOU can be the next one.

For richer & For Poorer

No one wants to stay poor and penniless. There are lots of books out there that talk about just that – getting rich and getting rich fast. Books authored by successful businessmen and motivational speakers that try to convince us that their advice is the best way to get rich. Becoming a millionaire has become one of the main goals of most people.

I’ve found that, while ther is no fool-proof way to get rich, there are some principles that we can learn that will definitely increase our chances of getting rich. My goals in writing this book are to Inform, Educate, and Motivate. Finally, it is also my goal to Disturb you.


RENEW and Change your mindset to chink positive 
REFOCUS your PERSPECTIVE to look at the positive not on the negative. 
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Let’s face it, everyone wants to become rich. Some have even dedicated their lives to pursue riches, making it part of their lifelong dream.

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