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Magiging maayos ang Budget sa Tahanan kung ito ay Pinagpa-planuhan at Pinag-uusapan

March 1, 2018 By Chinkee Tan

budget

Family celebrations, shopping kung weekends,

buying groceries with kids, family outings,

at marami pang iba.

 

Ilan lang ito sa mga

pinagkakagastusan natin as a family. 

 

Pero matanong ko kayo,

Bago pa man ba tayo gumastos at magplano ng lakad

ay napagusapan ba muna kung ito ay nasa budget o wala?

Na kung may bibilin o ilalabas na pera,

extra ba ito o bahala na?

 

Halimbawa:

Kapag sa grocery,

tayo ba ay panay shoot sa shopping cart o

kung ano lang ang nakalista, ay mahigpit

nating sinusundan?

 

Kapag magta-travel ba o out of town trips, 

pick a place ba ang strategy o 

kung ano lang ang extra money, eh

doon lang tayo mag-stick?

 

Baka kasi mamaya, waldas to the max

kulang o wala naman pala tayong pera para doon.

 

 

Mahalagang mapag-usapan muna ito

pati na din ang mga anak ay isali

para malaman ang limit at 

magkano lang ang kaya natin. 

 

Sa ganitong paraan ay matututo tayong…

 

Table of Contents

Toggle
  • MAGKAROON NG OPEN COMMUNICATION
  • MAG-AYOS NG BUDGET NG MAGKASAMA
  • MAGPLANO AT TUPARIN ANG MGA PANGARAP NG SABAY-SABAY
  • THINK. REFLECT. APPLY.
  • CHINKEE TAN UPDATE:
  • BOOKS
    • IPON DIARY: Maging Iponaryo Para Umasenso (NEW BOOK)
    • DIARY OF A PULUBI
  • NEW VIDEO ON YOUTUBE
  • MONEYKIT
  • UPCOMING SEMINAR
    • “Happy Wife, Happy Life LIVE STREAMING”

MAGKAROON NG OPEN COMMUNICATION

budget

(Photo from this Link)

One of the obstacles that a family can face

ay ang hindi pagkakaunawaan sa pera.

 

Kaya lahat dapat ay mapagusapan

para klaro bago pa man gumawa ng hakbang.

 

Kung nakakaintindi na sina bagets, isama na din natin sila. 

In this way, kids can start to understand

the value of money.

Kung bakit mahalaga ang magtipid, 

ang pagba-budget, at ang pag-iipon. 

 

MAG-AYOS NG BUDGET NG MAGKASAMA

budget

(Photo from this Link)

Sabi nga nila, ang isa sa dahilan nang masaganang pamilya

ay ang mag-asawang magaling sa pagba-budget ng pera.

 

  • Alamin kung sino ang hahawak ng pera, si mister ba o si misis?
  • Tuwing kailang natin uupuan ang pagbabalanse para masiguradong lahat ay nagagamit sa tama?
  • Kapag may kulang, paano natin ito sosolusyunan ng maayos?

 

Magtulungan at magturuan

imbis na mag-away at magsisihan. 

The more we don’t get ourselves involved,

mas lalo lang magiging issue in the future.

 

Nandiyan yung:

“Saan napunta yung pera?”

“Bakit kulang ‘to?”

 

Iwasan natin umabot sa ganito. 

 

MAGPLANO AT TUPARIN ANG MGA PANGARAP NG SABAY-SABAY

budget

(Photo from this Link)

Ano ba ang ating #FamilyGoals?

  • Makapag-ipon?
  • Maka pundar ng sariling bahay o sasakyan?
  • Mapag aral ang mga bata sa magandang eskwelahan?

 

Alam niyo, walang imposible dito 

kung lahat ay magtutulungan at makikisama.

Bago pa man natin matupad ito, 

pagusapan as a family ano yung mga hakbang 

na gagawin natin. 

 

“O, bawas muna tayo sa pamimili ng hindi importante”

“Kung anong maitabi niyo from your allowance, tatapatan namin ng Tatay niyo”

“Iwas muna tayo sa pagkain sa labas at panunuod ng sine”

 

 

Challenge everyone to take part. 

Eventually, all will realize yung naging bunga ng

pagtitiis at paghihirap. 

 

“Magiging maayos ang Budget sa Tahanan kung ito ay Pinagpa-planuhan at Pinag-uusapan.”

-Chinkee Tan, Filipino Motivational Speaker

 

THINK. REFLECT. APPLY.

  • Nasubukan n’yo na bang pag-usapan ang pagba-budget sa inyong pamilya?
  • Pinag-iisipan n’yo bang mag-asawa na turuan nang tamang paghahawak ng pera ang inyong mga anak?
  • Bakit oo? Bakit hindi?

 

=====================================================

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=====================================================

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Chinkee Tan

Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.



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Filed Under: Family, Family Finance, Finance, Iponaryo, Marriage and Money, Money Tagged With: Corporate Keynote Speaker, Corporate Speaker, Corporate Trainer, Famous Filipino Speakers and their Speeches, Famous Speakers in the Philippines, Filipino Motivational Speaker, Free Business Seminars Philippines 2017, Motivational Corporate Trainer, Motivational Keynote Speaker, Motivational Speaker Philippines

Chinkee Tan

Wealth Coach

Hi my name is Chinkee Tan, and my goal is to help you become financially wealthy and debt-free!

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