5 REASONS WHY YOU DON’T HAVE TO FEAR BILLS PAYMENT DUE DATES

Are you expecting bills to be due any time soon?
Does the idea of meeting a due date make you feel anxious?

Feeling anxious for every due date becomes a norm,
especially if you don’t have enough funds.
As I often say it in my seminars,

“Some people are more anxious about the end of the month, compared to the end of the world.”

Just as paying bills is a part of our daily life,
we should also come to terms with the truth
that we weren’t born into this world to work,
pay bills and then expire.  
There is more to life than just worrying about
how to pay our financial obligations.

If we are not prepared adequately to pay our dues, naturally,
it will make us feel anxious.
As a Wealth Coach, I would like to share with you
ways we can prevent this from happening.

Here are 5 reasons why we don’t have to fear bills payment due dates:

REASON #1: WE CAN CREATE A SCHEDULE.

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Usually, it is easy to plot the due dates of our bills.
We need to be able to monitor them and
create an effective schedule in advanced.

That way, we can keep track of our expenses,
savings and budget that is inclusive of the bills we need to pay.

REASON #2: IT TEACHES US DISCIPLINE.

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Paying bills takes a lot of personal DISCIPLINE.
We need to be disciplined enough to save and put aside
a certain amount from our regular income so that
we do not fall short when the due date arrives.

We should prioritize our need before our wants.
Instead of eating out, taking an unplanned vacation
or going to see a movie out of schedule,
consider that the amount of money you will spend
will highly likely compromise your budget.

Be firm and PRIORITIZE the payment of your bills.

REASON #3: WE CAN CONTROL THE COST.

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If we want to pay minimal bills all we need to do
is control our usage of that particular utility.
If we do not want to be paying a huge amount of money
just so we can surf the Internet nonstop 24/7,
then maybe we need to settle for a plan that is
more practical and suited to our budget.

We should set a limit at all our spending budget
so that we won’t overspend.
In budgeting, you cannot spend the money you don’t have.

REASON #4: WE CAN AUTOMATE OUR UTILITIES PAYMENT.

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One of the things I really hate doing
is lining up to pay our monthly utilities.
I just find it really boring and unproductive.
Imagine lining up for half an hour or an hour;
discounting the travel time and the stress of traffic.

That is reason why I chose to automate my utilities payment.
It is easy, simple, convenient and worry-free.

REASON #5: WE CAN EARN SOMETHING OUT OF IT.

Did you know that you can also earn points
as good as cash and get discounts when paying
your internet and mobile phone bills?

Check out MVP Rewards—a unique rewards program
which lets you earn points by simply paying your
PLDT Home, Smart and Sun bills in full and on time.

As an MVP Rewards member,
you get a card (physical and virtual) powered by PayMaya.
The MVP Rewards program lets you earn and accumulate
reward points that you can use for cashless payments
in physical stores and online shops, as well as enjoy a host
of exclusive deals and discounts at partner establishments
just by showing your card.

For every P200 on your Smart bill or P250
on your PLDT bill you pay on time, you earn 1 point.
One point is equivalent to 1 peso.

So if your monthly internet bill is P2,000,
you earn P8 pesos just by paying  your bill in full and on time.
The peso-points are good as cash, do not expire and
can be spent anywhere Visa or MasterCard is accepted.

Not enough points yet? You can easily add money
into your PayMaya-powered MVP Rewards card
at over 20,000 touchpoints nationwide, including
Smart Padala centers, SM Business Services, Robinsons Business Centers
inside Robinsons Department Stores, 7- Eleven Outlets,
Touchpay Kiosks, UnionBank ATMs, Shopwise, Wellcome,
2Go, ExpressPay, Cebuana Lhuillier, Palawan Pawnshop branches,
BDO, UnionBank Online, RCBC Online Banking, and
financial institutions that are part of InstaPay, among many others.

With your card, you also get to enjoy discounts,
cash backs and rebates from a wide range of partners
like restaurants, hotels, lifestyle stores, services, and so much more.

For instance, this Father’s Day, you can use your
MVP Rewards card to avail discounts at Balay Dako,
District 8 or GEN Korean BBQ House.

If you are into staycations, MVP Rewards card also
lets you enjoy discounts on listings at Booking.com,
or your staycations at Eskaya Beach Resort    
in Bohol, The Plaza Hotel in Bataan, or
Montebello Villa Hotel in Cebu.

And those are just for starters—
members enjoy year-round deals.

Paying bills is part of being a responsible adult
but we can surely make the most of it.
Knowing that we get rewarded every time we pay    
is a great motivation to always settle in full and on time.

“Some people are more anxious about the end of the month, compared to the end of the world.”
–Chinkee Tan, Filipino Motivational Speaker
www.chinkeetan.com 

THINK. REFLECT. APPLY.

• Are you able to keep up with your bills payments?
• What keeps you from being able to consistently pay your bills on time?
• What do you need to do in order for you to keep up with your obligations?