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Biggest Money Mistakes People Often Make Series 3: SUDDEN CHANGE OF LIFESTYLE

March 6, 2017 By Chinkee Tan

Tumaas ang  kita mo sa negosyo ..

Nadagdagan ang sweldo mo..

Dumating na yung bonus na inaasahan mo…

So anong gagawin mo?

A. Bibili ng bagong mga gamit..

B. Kukuha ng hulugang bahay o kotse o mamahaling gadget..

C. Pupunta ng ibang bansa at mamasyal at magsho-shopping na din..

If you answered yes to one of the questions, chances are nag-upgrade ka na ng lifestyle.
DISCLAIMER: I’m not saying na masama ang mga bagay na ito. Hindi naman masamang i-enjoy ang bunga ng ating mga pinagpaguran.

Ang akin lang, before we make any moves to  change our lifestyle, we should plan first if we can afford it. Because if we do not plan our spending, chances are…

Table of Contents

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  • WE WILL FAIL
  • OUR FUTURE MIGHT SUFFER
  • THINK.​ ​REFLECT.​ ​APPLY  

WE WILL FAIL

We all know that if we fail to plan, we plan to fail. Bago tayo mag-level up sa lifestyle or bago tayo gumawa ng kahit ano, make sure that everything is within your budget.

Are your spending part of your financial goals?Is this your priority?

Is this a need or a want?

Ayaw naman natin na biglang asenso pero tunganga later.Or kaya biglang yaman, tapos biglang hirap later.

Hindi niyo ba nahalata?!The more we earn, the more we spend.

Yung dagdag income ay hindi pa nag iinit sa palad natin, wala na!

Sayang lang yung time and effort!

Dahil hindi naman nadagdagan ang ating ipon.

OUR FUTURE MIGHT SUFFER

If we often think short-term then we are setting ourselves up  for a disaster. We should start thinking long-term.
I’m not saying that we should live like a miser and never enjoy the fruits of our labor. What I’m trying to express is we need to have foresight. Consider that our choices today, will affect our future.

Save now! Enjoy later!

Spend all your money now! Suffer later!

“Save​ ​now!​ ​Enjoy​ ​later! 
Spend​ ​all​ ​your​ ​money​ ​now!​ ​Suffer​ ​later!“

 -Chinkee Tan, Top Motivational Speaker Philippines

THINK.​ ​REFLECT.​ ​APPLY  

  • What​ ​kind​ ​of​ ​lifestyle​ ​do​ ​you​ ​have​ ​right​ ​now? 
  • Does​ ​your​ ​finances​ ​matches​ ​your​ ​lifestyle? 
  • Are​ ​you​ ​a​ ​short-term​ ​thinker​ ​or​ ​a​ ​long-term​ ​thinker? 
 

Are you having a hard time saving money? Do you want to know the best ways to save money and how to save money fast? Are you willing to take money saving challenges so that you can manage your finances?

Become an Iponaryo this year and sign-up for Ipon Pa More event here, 
https://chinkshop.com/

Chinkee Tan

Chinkee Tan is a Wealth Coach, Keynote Speaker, and Best-selling Author on personal finance and wealth management. He has written 16 best-selling books and counting. His mission is to equip millions of Filipinos to be free from financial stress & experience financial freedom.



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Filed Under: Finance, Money, Personal Development, Success Tagged With: Chink Positive, Chinkee Tan, Positive Thinking, Top Motivational Speaker Philippines, Wise Monday

Chinkee Tan

Wealth Coach

Hi my name is Chinkee Tan, and my goal is to help you become financially wealthy and debt-free!

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