Ever asked ourselves kung bakit
madalas na lang tayong nauubusan ng panggastos?
Hindi ba kayo nagtataka?
Kasasahod lang, bankrupt na agad ang wallet.
Hindi na nga nakahulog sa IPON CAN, puro pa utang.
“May pag-asa pa bang matigil ito, Chinkee?”
“Gusto ko na ng seryosong pagpapayaman, pero ‘di ko magawa!”
“Bakit kasi ang hirap? Hu-hu!”
Huwag mawalan ng pag-asa, KaChink!
Meron tayong tinatawag na Financial Education.
In this, we will educate ourselves on:
- Saving
- Investments
- Expenses
“Parang hindi ko ata kaya ‘yan, Chinkee…”
Kung hindi kakayanin, eh ‘di kailan pa?
Kung hindi sisimulan ngayon,
huwag na tayong magtaka sa mga susunod na araw
kung lagi na lang tayong walang pera.
EDUCATE OURSELVES ON SAVING pera
(Photo from this Link)
“Sa maliit na halaga ng aking kita, paano ko magagawa ‘yan?”
Kung may sweldo tayo na P10,000/month
with P9,500.00 total projected expenses buwan-buwan (as a single),
P500.00 of it can go to our savings.
When computed for the next 5 years…
P500.00 x 60 months = P30,000
At least, may nai-save tayo in 5 years with just P500.00.
EDUCATE OURSELVES ON INVESTMENTS pera
(Photo from this Link)
Possible ways to invest our money:
- Pagbili ng lupa
- Stock market
- Buy and sell
- Direct selling
After 10 years, pwedeng maibenta ang nabiling lupa.
O ‘di kaya’y patayuan ng business center.
Magparenta ng space sa business owners.
Magtayo rin ng sariling buy and sell business,
spa, salon, boutique at iba pang direct selling opportunities.
EDUCATE OURSELVES ON EXPENSES
(Photo from this Link)
Is the item needed the most?
Enough ba ang naitabing pera panggastos dito?
Practical ba ang pagbili nito?
Ano ang benefits natin dito?
Guided with these questions,
we can avoid unnecessary expenses.
“Mahalaga ang FINANCIAL EDUCATION sa ating buhay,
kaya simulan na natin ito habang may oras pa.”
-Chinkee Tan. Filipino Motivational Speaker.
THINK. REFLECT. APPLY.
- Gaano mo pinapahalagahan ang financial education?
- Naniniwala ka bang kailangan mo rin ito?
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