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GAGASTOS NANAMAN EH WALA PA NGANG IPON!

January 23, 2018 By chinkeetan

naipon

Ilang araw na lang, sweldo na naman mga KaChink!

Nangangati na ba ang mga palad sa excitement?

Na kapag nadinig ang salitang SWELDO 

eh bumibilis ang takbo ng puso at

para tayong kinikiliti sa kilig?

Bakit? Nandiyan ang…

  • Shopping
  • New gadget
  • Fulfillment of travel goals
  • Buffet
  • New pair of shoes
  • At…savings?
  • Maybe…investments later on

Pero anong napapansin niyo?

Madalas ganyan tayo, eh.

Mas nauuna pa ang gastos!

At nagiging kwestyonable na ang pag-iipon.

Ang formula kasi natin:

INCOME- EXPENSES= SAVINGS

Kaya hindi din naman kataka-taka kung bakit

nauubos ang ating sweldo.

May mali eh.

So ibig sabihin kapag walang natira

eh wala din tayo itatabi?

This doesn’t work that way.

Kaya muli ko kayong ipinapaalalahanan

when sweldo is already in your hand.

START BUDGETING AS EARLY AS YOU GET YOUR SWELDO.

IPON

(Photo from this Link)

Bago pa man mapunta sa kamay ng ibang negosyante

dahil sa pagbili natin ng kung anu-ano,

gamitin agad ang formula na:

INCOME – SAVINGS = EXPENSE

Hindi tamang unahin ang expense kaysa sa savings.

Ang isa sa tendency ay hindi magiging stable ang ipon.

Hindi napa-prioritize ang pag-iipon

dahil nagiging mas malaki pa ang percentage

ng expenses compared to savings.

AVOID ON-THE-SPOT EXPENSES

ipon

(Photo from this Link)

Friend: “Uy, sweldo na! Libre naman dyan!

Me: *smiles sarcastically*

Dahil nga sweldo, feeling rich din ang ating wallet.

Feeling rich din ang tingin ni friend!

Baka sa kaka-yes natin, wala na din matira sa atin bandang huli. 

Learn to say NO and save ourselves from debt.

PRIORITIZE YOUR NEEDS OVER WANTS.

ipon

(Photo from this Link)

Dahil kung wala tayong ka-ay-di-idea dito,

kahit na anong paraan ng pagba-budget ay

may posibilidad na ma-short pa rin tayo.

Paulit-ulit ko nang sinasabi ang

kahalagahan ng needs vs. wants principle.

Kaya’t muli kong uulitin lalo na sa mga nakalimot…

“Bago pa sumakabilang pitaka ang ating mga sweldo, siguraduhin na may naipon muna tayo.”

-Chinkee Tan, Filipino Motivational Speaker

THINK. REFLECT. APPLY.

  • Ano ang madalas mong inuuna sa pagba-budget ng iyong sweldo?
  • Kailangan mo na bang baguhin ang dating gawi?
  • Paano mo gagawin?

=====================================================

CHINKEE TAN UPDATE:

BOOKS

IPON DIARY: Maging Iponaryo Para Umasenso (NEW BOOK)

Per piece: P150+100 shipping fee

Click here: https://chinkshop.com/products/my-ipon-diary

Barangay Iponaryo Bundles

10 “My Ipon Diary” 50% off + 2 FREE P750

20 “My Ipon Diary” 50% off + 5 FREE P1,500

40 “My Ipon Diary” 50% off + 15 FREE P3,000

Click here: chinkeetan.com/ipon

DIARY OF A PULUBI

Per piece: P150+100 shipping fee

Click here: http://shop.chinkeetan.com/product/diary-of-a-pulubi/

Pulubi Bundles

10 “Diary of a Pulubi” 50% off  P750

20 “Diary of a Pulubi” 50% off P1,500

40 “My Ipon Diary” 50% off P3,000

Click here: chinkeetan.com/ipon

=====================================================

NEW VIDEO ON YOUTUBE

“SECRET INVESTMENT”

Click here to watch➡➡➡ https://youtu.be/H9eKBq8rloM

=====================================================

MONEYKIT

1 Moneykit + 8 Books FREE

P3,499 FREE SHIPPING NATIONWIDE!

Click here to order online➡➡ ➡ https://chinkshop.com/pages/moneykit

=====================================================

UPCOMING SEMINAR

“Happy Wife, Happy Life”

Registration: P950 per couple

Early Bird Rate: P750 per couple

March 10, 2018/ Victory Greenhills San Juan

A Seminar Featuring Chinkee and Nove-Ann Tan and Julius and Tintin Babao

“To Build Stronger Marriages One Couple At A Time.”

https://chinkshop.com/



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Filed Under: Debt, Finance, Financial Literacy, Iponaryo, Money Tagged With: Corporate Keynote Speaker, Corporate Speaker, Corporate Trainer, Famous Filipino Speakers and their Speeches, Famous Speakers in the Philippines, Filipino Motivational Speaker, Free Business Seminars Philippines 2017, Motivational Corporate Trainer, Motivational Keynote Speaker, Motivational Speaker Philippines

Chinkee Tan

Wealth Coach

Hi my name is Chinkee Tan, and my goal is to help you become financially wealthy and debt-free!

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