“Sugar, spice and everything nice…”
Talaga namang madaling makapukaw ng atensyon
ang anumang mga bagay na magaganda at
nakae-enganyo lalo na kung pansariling konsumo.
70% OFF sa Department Stores.
Buy 4 Get 1 FREE! – Shoes.
3 for P100.00 – blouses.
Discount coupons.
At ang petmalu sa lahat,
FREE Gift Certificates and other rewards
after purchasing a number of items.
Kaya si credit card, gamit na gamit!
Everyday shopping eh.
Kaya sa inyong palagay,
ano ang pangunahing dahilan kung bakit
nahihirapang mag-ipon ang isang tao?
EXCESSIVE BUYING.
(Photo from this Link)
Ever wondered bakit mas mataas pa
ang halaga ng bills sa inyong credit card
rather than the digits sa savings account?
Ito ‘yun!
Hindi masamang regaluhan o
i-pamper ang sarili from all the hard work.
Massage ba ‘yan?
Foot spa, hair and makeup, luxurious bags or
pair of trendiest shoes?
Make sure lang na hindi lumalagpas, ah?
Dun tayo nadadali eh.
“Sa tiangge lang naman”
Tiangge nga, puno naman ang basket.
“Sale naman”
Sale nga, 4 digits naman ang halaga.
“Discounted naman”
Lahat naman ng makita, pinatulan.
POOR BUDGETING.
(Photo from this Link)
Palitan na ang lumang formula
nang pag-ba-budget.
Why not change it to…
INCOME – SAVINGS = EXPENSE
Anuman ang natira from the equation above,
pagkasyahin as a budget including daily allowance,
and other additional expenses needed
hanggang sa makatanggap muli ng sweldo.
Hindi ‘yung feeling rich dahil nakatanggap ng
maraming incentives at bonus.
Think about the future, kapatid!
LACK OF FINANCIAL WISDOM.
(Photo from this Link)
Poor budgeting and excessive buying
reveals the person’s lack of financial wisdom.
Aanhin ang malaking sweldo kung hindi naman
nama-manage ng tama, maayos at may sistema?
Not everyone might admit, but
this is what most of us need.
Kaya may mga negosyong nalulugi,
bank accounts na nagsasara, at mga
utang na hindi nababayaran.
To know more about how to be an IPONaryo,
Join me on my next seminar:
#IponPaMore: Hit Your Financial Goal This 2018!
January 20, 2018
Victory Greenhills Center
P500 with FREE book
Interested? Click here to register: https://shop.chinkeetan.com/product/ipon-pa-more/
“Ang tunay na IPONaryo ay Taong nagiipon dahil naniniwala siyang kaya nyang umasenso pag dating ng panahon”
–Chinkee Tan, Filipino Motivational Speaker
THINK. REFLECT. APPLY.
- Ano ang pwede mong gawin upang maging edukado sa tamang paghahawak ng pera?
- Susubukan mo na bang mag-ipon muli?
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