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MONEY TIPS PARA SA MGA ESTUDYANTE

October 27, 2017 By chinkeetan

savings

Wiped out ang allowance

kahit mid-week palang?

I know, tao lang at natutukso rin tayong

bumili ng mga gamit na hindi natin

kailangan.

May ibang hindi makawala sa peer pressure.

Nahiritan lang na manlibre

bumigay naman.

Madalas hindi natin na-re-realize na ito

ang dahilan kung bakit

hindi natin maayos ang pagbubudget ng allowance.

“Hindi pa naman ako nagta-trabaho at sumusweldo, Chinkee.

So okay lang.”

Excuses, excuses.

Estudyante nga lang pero

humahawak na ng pera.

Kung hindi mahawakan ng maayos

ang funds natin ngayon

Paano na lang kaya  kung nagta-trabaho na tayo?

As early as now, we can do these things

to give us a head start

and help us cultivate good saving money habits.

TRACK YOUR EXPENSES

money tips

(Photo from this Link)
  • Snacks – P 50
  • Photocopying fee – P15
  • Jeepney fare P 20

I-lista lahat sa notepad

or sa phone ang mismong amount

na ginastos.

This makes us aware kung sumosobra

na ba ang paglabas sa ating limited allowance.

START SAVING

money tips

(Photo from this Link)

I always say this.

Start small.

Diyan nag-uumpisa ang pag-iipon.

Subukan mag-tabi ng P50 per week or

kung magkano man ang kaya nating itabi.

Pwede rin na as soon as you

receive your allowance, set aside

an amount na willing tayong itabi.

20 percent ba ng allowance mo?

10 percent?

Pag-isipan mo ‘yan.

Try using money saving apps

to track down your expenses

READ UP

money tips

(Photo from this Link)

Ugaliing magbasa at magtanong

tungkol sa pag-iipon

at tamang pag-manage ng pera.

Financial literacy kung tawagin

ang kaalaman tungkol dito.

Madaming free reading materials

na available online.

“Ang habits habang bata ay nadadala hanggang sa pag-tanda.”

-Chinkee Tan, Filipino Motivational Speaker Philippines

THINK. REFLECT. APPLY.

  • What would it take para gustuhin mong mag-save?
  • Kailangan mo na bang baguhin ang ways kung paano ka humawak ng  pera?

Are you having a hard time saving money? Do you want to know the best ways to save money and how to save money fast? Are you willing to take money saving challenges so that you can manage your finances?

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Chinkee Tan

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Hi my name is Chinkee Tan, and my goal is to help you become financially wealthy and debt-free!

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