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10 REASONS WHY PEOPLE GO BROKE (PART 2)

October 2, 2017 By chinkeetan

As  promised

Second part na ng:

“Reasons why people go broke.”

Mag-review muna tayo ng TOP 5:

  1. Not Prioritizing savings
  2. No Budget
  3. Lack of Financial Discipline
  4. Living beyond our means
  5. Borrowing money to support lifestyle

Eto na ang NEXT 5 na dahilan

kung bakit we go broke. 

Let’s continue, shall we?

SUPPORTING TOO MANY FRIENDS AND RELATIVES

go broke

(Photo from this Link)

I get it, we want to help.

Pero hindi lang pera ang paraan para makatulong.

Madami pang ways, kapatid.

It can be emotional support or help them look for additional income.

Pwedeng makatulong sa serbisyo.

Mag-offer na ipag-drive sa pupuntahan niya

Take the time para pakinggan ang mga rants niya

O kaya pick up the tab sa susunod na lalabas kayo.

Whether it’s your time, money or energy

Ibigay lang ang kung ano ang kaya.

HAVING VICES

go broke

(Photo from this Link)

Sigarilyo

Sugal

Alcohol o shopping.

We go broke kapag bisyo ang hobby

Resulta, mabilis naglalaho ang pera.

Addiction is something we do repetitively.

So it means

We will just spend repetitively too.

Bago pa mag-reklamo kung saan napupunta

ang budget or allowance

I-check muna kung may ginastos tayo

sa ating mga bisyo.

NOT HAVING AN EMERGENCY FUND

go broke

(Photo from this Link)

We go broke kapag wala tayong emergency fund

*knock on wood*:

  • Kapag mawalan ng trabaho
  • Magkasakit o 
  • Magsara ang negosyo

Epekto nito

Wipe out ang savings.

MAKING BAD FINANCIAL DECISIONS

go broke

(Photo from this Link)

Huwag magpadala sa mga sabi-sabi.

Iwasang maniwala at masilaw agad-agad.

Before making any decisions, and I mean ANY…

Make sure to consult those who knows about it.

Learning from other people’s experiences is the best teacher.

LACKS FINANCIAL EDUCATION

go broke

(Photo from this Link)

Read books, attend seminars, trainings, or

Find coaches or mentors who can help and  us make wise decisions.

Don’t do it alone.

Consult.

Ask.

“It’s not the money that makes us broke, it’s the lack of knowledge”

-Chinkee Tan, Filipino Motivational Speaker

THINK. REFLECT. APPLY.

  • What do you think are you  doing wrong?
  • How do you plan to address the problem?
  • Are you ready to start over?

Are you having a hard time making saving money a habit? Do you want to know the best ways to save money? Are you up to having a money saving challenge so that you can manage your finances?

Become an Iponaryo this year and sign-up for Ipon Pa More event here, 
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==========================================================

WATCH THE YOUTUBE VERSION OF THIS BLOG:

“10 Reasons why People Go Broke”

Click here to watch➡➡➡ http://bit.ly/2eS2BdQ

=================================================

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Filed Under: Uncategorized Tagged With: Best Way To Save Money, Best Ways To Save Money, Corporate Keynote Speaker, Corporate Speaker, Corporate Trainer, Famous Filipino Speakers and their Speeches, Famous Speakers in the Philippines, Filipino Motivational Speaker, Free Business Seminars Philippines 2017, money saving challenge, Motivational Corporate Trainer, Motivational Keynote Speaker, Motivational Speaker Philippines, saving habit, Saving Money

Chinkee Tan

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Hi my name is Chinkee Tan, and my goal is to help you become financially wealthy and debt-free!

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