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DELAYED BA ANG INCOME MO?

March 10, 2017 By chinkeetan

Na experience mo na ba ma-delay ang sweldo mo?

Yung tipong hindi mo naalam kung saan mo kukunin ang pambayad mo sa bahay?

Wala kang malapitan, dahil lahat ay nahingan mo na ng tulong?

 

Ang problema pa, kapag sagad na sagad na, may nakaabang na utang at billing statement. Naku po, halo-halo na ang emosyon.

 

Nakakainis, nakakiyak, nakakalungot, at nakaka-stress.

 

We all had those moments in life.

I can still remember when I struggled financially.

Hindi pa rin ako nakaka kolekta sa mga kliyente ko.

Grabe talaga ang nararamdaman kong stress.

Ang daming kong pasweswelduhan pero P8,000 na lang ang pera ko sa bangko. Ni hindi nga kasya sa pambayad ng kuryente.

 

Doon ko naiintindihan na hindi magandang practice na mabuhay ng lang na buwan-buwan. Dahil hindi mo talaga maiiwasan na minsan na dedelay ang sweldo o ang kita natin.

 

This gives us more reason to plan ahead of time.

One of the best ways to do it is to set up your “JUST IN CASE FUND” or other people call it “EMERGENCY FUND.”

 

Does a car have a spare tire inside the trunk? Why?

Just in case you experience a flat tire, may pampalit ka.

Hindi naman yata tama na ang sasakyan may spare pero pagdating sa finances natin wala tayong nakahandang extra.

 

It has been the practice of financially successful individuals to have at least 6 months to a year of their monthly expenses set aside as their emergency fund.

 

Just in case na…

Mawalan ng trabaho.

Humina ang kita.

O ma-delay man ang income.

 

Hindi tayo magkakaroon ng problema at hindi tayo makaka-experience ng financial stress.

 

This is a very simple idea that we need to apply and practice.

 

“Ang sweldo ay parang text message, malaking problema kapag na delay”

-Chinkee Tan, Top Motivational Speaker Philippines

 

THINK. REFLECT. APPLY.

  • Kamusta na ang iyong income, delayed din ba?
  • How are you managing it? Utang ba or may “just in case” fund ka?
  • Kung wala? When do you plan to start it?


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Filed Under: Finance, Financial Literacy Tagged With: Chink Positive, Chinkee Tan, Positive Thinking, Ready Friday, Top Motivational Speaker Philippines

Chinkee Tan

Wealth Coach

Hi my name is Chinkee Tan, and my goal is to help you become financially wealthy and debt-free!

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