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Biggest Money Mistakes People Often Make Series: BORROWING MONEY FOR THINGS YOU DON’T NEED

March 3, 2017 By chinkeetan

Di ba ang sarap gumastos.

Ang saya lang na nabibili mo ang gusto mo.

Pero ang problema ay hindi yung bibilhin, kundi ang pambili.

Pero paano kapag wala na tayong budget para sa mga gusto natin? Para sa mga makakapaghintay, pag-iipon ang solution.

Pero para sa mga kating-kati na makuha ang gusto, utang ang sagot.

This decision often leads to disaster.

Lalo na kung hindi natin alam kung saan tayo kukuha ng pambayad sa hiniram natin. Wala naman masama kung bibilhin mo ang gusto mo, huwag lang ito utangin.

How can we avoid  borrowing money to buy things  we don’t really need? I hope these tips will help you:

BE CONTENT

Ito na siguro ang isa sa mga pinakamahalaga.

Live within our means.

Huwag ipipilit kung hindi kaya.

Let us stop looking at the things that we don’t have and start appreciating the things that we have. Let us realize how blessed we are compared sa iba na talagang walang-wala.

LEARN TO WAIT

Learnt to delay gratification.

Good things come to those who wait.

Kung talagang hindi pa panahon, huwag na muna nating ipilit.

Hindi masarap kainin ang prutas na hindi pa hinog.

Mayroon pa namang bukas, next week, next month o next year.

Katulad nga parating sinasabii ni Lola Nidora, “SA TAMANG PANAHON.”

DIVERT YOUR ATTENTION

Minsan talagang dumadami ang inggit sa puso at desire natin na magkaroon dahil sa mga nakikita natin sa internet, sa TV, sa social media at sa kung saan-saan pa.

Let’s just make ourselves productive kaysa sa magmukmok tayo or mag-asam ng mag-asam ng mga gamit o bagay na hindi pa natin afford sa ngayon.

“Masarap kainin ang prutas na hinog sa tamang panahon. Matutong maghintay!”

-Chinkee Tan, Motivational Speaker Philippines

THINK. REFLECT. APPLY

  • Have you examined  your NEEDS vs. WANTS?
  • Do you have a budget plan?
  • Are you content?

Are you having a hard time saving money? Do you want to know the best ways to save money and how to save money fast? Are you willing to take money saving challenges so that you can manage your finances?

Become an Iponaryo this year and sign-up for Ipon Pa More event here, 
https://chinkshop.com/



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Filed Under: Debt, Finance, Money, Personal Development Tagged With: Chink Positive, Chink+, Chinkee Tan, Life Coach Philippines, Motivational Speaker Philippines, Philippines Top Motivational Speaker, Positive Thinking, Wants and Needs Friday, Wealth Coach Philippines

Chinkee Tan

Wealth Coach

Hi my name is Chinkee Tan, and my goal is to help you become financially wealthy and debt-free!

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